NEW FLOOD MAPS EFFECTIVE July 3, 2012
The Federal Emergency Management Agency (FEMA) is in the process of updating the Flood Insurance Rate Maps (FIRMs). The current maps are from 1985. Over the years, many of the flood insurance maps have become outdated due to urban growth, changes in river flows and coastlines, and even flood mitigation efforts. Accurate flood risk information is essential to inform property owners of changing flood risks and to determine appropriate rates for flood insurance coverage.
The preliminary updated maps indicate that flood zones in Newburyport have changed from the ones that are shown on the current FIRMs. Therefore, more Newburyport residents may choose or may be required to purchase flood insurance.
Newburyport is part of the National Flood Insurance Program (NFIP), which offers reduced rates on flood insurance. Newburyport residents may benefit from the lower-cost “grandfathering” insurance option(s) if purchased 30 days before the date the new maps become effective. The new flood maps will become effective on July 3, 2012. Please contact your insurance agent with questions.
Click here to learn more about the program, or click here to send an email to one of our personal lines agents and get your flood policy before the rate increase!